Read + Write + Report
Home | Start a blog | About Orble | FAQ | Blogs | Writers | My Orble | Login

Cutting the Food Budget

October 2nd 2008 15:00
Aside from set expenses, groceries typically take the most from a family’s budget. While I’ve never – even in my poorest moments – advocated eating just anything, I do believe it’s possible to cut back on groceries in most families. These ideas are healthier alternatives than the typical “budget eating” ideas, and they’re pretty simple, too.

1. Shop locally. That can mean going to the local farmers’ market or checking out u-pick farms in the area. Anytime you’re cutting the retailer out of the equation, you’re paying less, and the farmer’s making more. You’re probably getting healthier food with fewer preservatives to boot.


2. Buy in bulk. While you may not get a deal on everything, items such as toilet paper that usually are included in the family’s grocery budget, are cheaper when you buy in bulk. You can buy items in large quantities in your regular grocery store or buy them at a large warehouse store.

3. Use a pasta or rice base. Both pasta and rice are excellent sources of nutrition when used in moderation. They’re also cheap. You can get a pound of rice for around $1, and that will feed a family of four at 2-3 meals.

4. Go meatless one night per week. Yeah, your family may complain at first, but they’ll learn to like it. Spinach lasagna is a good alternative to meat-based lasagna. Try making a marinara sauce from scratch and putting in chickpeas instead of meat. Your family will be so focused on the delicious flavor, they’ll forget there’s no meat.

5. Cook from scratch. It seems like a pain. Few people know how to cook from scratch anymore, but doing so can save your family a lot of money. You’ll pay $2 or more for a package of cookies at the grocery store, but you can make cookies for about a quarter of the price. A lot of these foods don’t take long to prepare, and making them yourself means you’ll cut out “boredom” eating since you won’t put in the effort if you’re really not hungry.

78
Vote
   


10 Free Entertainment Ideas

September 29th 2008 16:10
When you’re bored, try out these ideas:

1. Visit a local museum. Many communities have free museums available on certain days. Take in a bit of culture without spending any money.

2. Take a walk. Don’t stay in your neighborhood. Drive a few minutes away and enjoy the sights of a different part of town.

3. Check out local music choices. Even moderately-sized towns have free music at various venues. Check the local art guild or the tourist bureau.

4. Go to the library. Sure, they have books, but they’re lots more there! Libraries have CDs, movies, and audio tapes. Rent something to listen to or watch and curl up with a bowl of popcorn.

5. Talk to a neighbor. Do you have a neighbor who has no family? Try going over to see if she’d like some company. In the absence of likely neighbors, visit a nursing home. You’re likely to find people who have wonderful life stories and would love to share them.

6. Lend a hand at the local soup kitchen. Unlike many nonprofits, soup kitchens need people to run them daily. Find out what time the volunteer shift starts and go help out.

7. Take a hike. At the local nature center, that is. Most areas have botanical gardens or state parks with free admission that offer nature trails. See how many birds you can identify or how far you can hike.

8. Go for a picnic. You’re going to eat whether you stay in or go out, but a change of scenery can make for some great fun. Put sandwiches and drinks in a bag and head out for a meal under the trees.

9. Host a potluck. Ask three or four friends – or other couples – over. Everyone brings and dish and helps with clean-up, but in the meantime you have a wonderful time enjoying their company.

10. Dig out whatever craft supplies you have on hand and have a go at them. You can make snowflakes with plain paper, picture frames with foam, and funny animals with pipe cleaners. Don’t worry about the results; have fun with the process!
71
Vote
   


Gift Idea: Grandma

September 2nd 2008 14:29
Make Grandma smile. Trace your child’s hand on a piece of construction paper. Cut out the tracing and write “Just wanted to say hi,” with your child’s name. Put the hand cut out in an envelope with a couple of pictures of your child. For added creativity, make the hand into a turkey at Thanksgiving or cut out several and glue into a wreath.

This type of gesture helps keep grandchildren in touch with long-distance grandchildren and will make the grandparent’s day. Though you may be keeping to a tight budget, this type of simple project can help you be part of brightening someone’s day.

Total Cost: Less Than $1.00
78
Vote
   


Frugal Gift Idea: Gardeners

September 2nd 2008 14:27
Is there a gardener in your life? Make a garden photo collage as a gift for Christmas or a birthday. Over the course of a couple of seasons, take photos of your favorite gardener’s flowers. Get close-ups and longer view shots that show the beauty and depth of this person’s gardening talents. Then print out six to eight of the best pictures.

Purchase a large frame and get a collage matte for it. Then spend some time playing around with the pictures and placing them in an arrangement that shows off the gardener’s yard. This type of gift is personalized and touching. Plus it’s a wonderful way for you to give a beautiful gift for little money


[ Click here to read more ]
63
Vote
   


Personal Finance 101: Do I Need an Emergency Fund?

Yes! Everyone needs an emergency fund, but let’s sort out how much money you need, where you should keep it, and what its purpose is


[ Click here to read more ]
76
Vote
   


Taking Control of Credit Card Debt

August 30th 2008 17:14
Americans and their credit cards are in a tenuous relationship right now. While many surveys show Americans claiming they pay their debt off monthly, statistics from the credit card companies don’t support this claim. The fact is that many households carry credit card debt over from month to month, and most of these houses are middle-class.

Getting control of your cards is tough. You may not know where to begin, and you may find yourself scared of the prospects


[ Click here to read more ]
76
Vote
   


Cars are a depreciating asset; in other words they’re a liability. When you buy a car, it begins to lose value as soon as you drive off the lot. Most cars lose the majority of their value in the first two years of ownership. By purchasing a well-maintained new car, such as one a dealer is selling after a lease is up, you will save significant money and still have a nice car.
69
Vote
   


Family budgets get tighter as people are feeling the pinch of higher gas and food prices. Trimming your budget can be tough, but there probably are a few places you can cut back without feeling the pinch.

1. Cut down – or out – your television service.
[ Click here to read more ]
112
Vote
   


Easy, Inexpensive Gift Ideas

August 21st 2008 21:43
Sometimes you buy gifts for others because you feel obligated to do so. Other times you want to give a gift but just don't want to shell out the money for something the other person may or may not use. One option is to try making your own gifts.

You're not crafty, you say? Who cares? You don't have to be crafty to make your own gifts. These ideas are simple and inexpensive. Best of all, they add a personal flair so your loved one will enjoy it


[ Click here to read more ]
78
Vote
   


Creating an Annual Budget

August 21st 2008 21:34
Many top-notch budgeters suggest creating an annual budget rather than a monthly one. While that may seem tough, it's really helpful to keep you from avoiding financial hits at crunch times during the year.

Start with your annual income. Then take your mortgage, average utility bill, grocery allotment, and other known monthly expenses. Multiply them by 12 and put them as line items on your annual budget


[ Click here to read more ]
122
Vote
   


More Posts
1 Posts
3 Posts
8 Posts
16 Posts dating from June 2008
Email Subscription
Receive e-mail notifications of new posts on this blog:

Brandi Rhoades's Blogs

I have no other blogs :(
Moderated by Brandi Rhoades
Copyright © 2006 2007 2008 On Topic Media PTY LTD. All Rights Reserved. Design by Vimu.com.
On Topic Media ZPages: Sydney |  Melbourne |  Brisbane |  London |  Birmingham |  Leeds     [ Advertise ] [ Contact Us ] [ Privacy Policy ]